Banking

How BNPL (Buy Now, Pay Later) is Changing Consumer Banking

Samita Nayak -
As BNPL increases in popularity, people are shifting away from credit cards, lowering banks' interest rate and transaction fee revenues.
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How Non-Banks Are Becoming Financial Powerhouses

Samita Nayak -
Embedded finance refers to the seamless integration of financial services—such as payments, lending, insurance, and wealth management—into non-financial platforms.
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Online Banking Tips: Keeping Your Money Safe in the Digital Age

Ishani Mohanty -
In today's fast-paced, digital-first society, online banking has become a convenient and necessary component of personal financial management. However, as more individuals use digital...
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Understanding Credit Card Scoring Models: FICO vs. VantageScore

Samita Nayak -
As the credit landscape continues to evolve, leveraging both models can provide a more comprehensive view of consumer behavior and improve decision-making across the board.
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How Voice Activated Phones for Seniors are Revolutionizing Mobile Banking

Samita Nayak -
As voice-activated banking is evolving, so will the integration of other financial tools, predictive financial guidance, and personal services in order to facilitate a much better banking experience for the elderly.
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Open Banking: A Consumer’s Guide to Financial Empowerment

Samita Nayak -
Open Banking allows a seamless view of a consumer's financial health by combining several accounts into one platform.
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